In certain subordinated loan projects, investors have the opportunity to determine their preferred interest rate within the target interest rate range as part of their investment. The issuer provides potential investors with a range of interest rate options, such as 3.00% to 7.00%. Once you have carefully reviewed the investment project, you can choose an interest rate that reflects your risk tolerance for the investment project. For example, you can adjust the slider to 4.50%. In these projects, all interested investors select their preferred interest rate. Until the maximum amount is reached, the company must accept the maximum interest rate. If the maximum amount is oversubscribed, the company may benefit from lower interest rates, as investors with lower interest rates will be given priority in the allocation process by the company.
The Invesdor maximum-interest-rate principle applies: the interest rate set by the company is not only paid to all investors who have selected it but also to those who have selected a lower target interest rate. For investors who have specified a higher target interest rate, no contract is concluded, and they can explore other investment opportunities in the future.
Please note: In rare exceptional circumstances, the companies reserve the right to reject offers even if they include the selected interest rate. Additionally, to comply with statutory thresholds, companies may reject loan offers if accepting them would exceed the threshold.